Developer(s) | Microsoft |
---|---|
Operating system | Microsoft Windows |
Type | Personal finance |
License | |
Website | support.microsoft.com/en-us/kb/2118008 |
Microsoft Money is a personal finance management software program by Microsoft. It has capabilities for viewing bank account balances, creating budgets, and tracking expenses, among other features.[1] It was designed for computers using the Microsoft Windowsoperating system, and versions for Windows Mobile were also available (available for Money 2000-2006 on select versions of Windows Mobile, up to, but not including, Windows Mobile 5.0).
Money is no longer being actively developed as a retail program. From its inception in 1991 until its discontinuation in 2009, Microsoft Money was commercial software. Microsoft discontinued sales of the software on June 30, 2009 and removed access to online services for existing Money installations in January 2011.[2] In 2010, Microsoft released a replacement version, called Microsoft Money Plus Sunset, which allows users to open and edit Money data files, but lacks any online features or support.[3] It is available in two editions: Deluxe, and Home & Business.
In 2012, Money returned as a Windows Store app, however this version of Money was designed as a news aggregator for personal finance, investing, and real estate. Other features include stock tracking across the world markets, a mortgage calculator, and a currency converter. It does not have any of the personal accounting and book keeping/money management features of the legacy desktop program.
It's just says Microsoft Money Plus. According to Windows Compatibility Center, only MS Money Plus Sunset Deluxe edition (successor to MS Money Plus) will run in Windows 10. If you want to continue using the program files created by the earlier version after you upgraded to Windows 10, download the Sunset Deluxe edition from HERE. Microsoft Money for Windows 10 I am using Microsoft Money 2007 Home and Business on my Windows 7 I would like to use the free upgrade to Windows 10 but I see that the money program will not work on the new system, is there a program I can use that will accept all my saved data and that will then run on Windows 10?
- 2History
Localization[edit]
There were localized editions of Microsoft Money for the United Kingdom, France, Japan, Canada and an International English edition for other English speaking countries. However, Microsoft had not updated the U.K., French and international editions since Money 2005. The last Canadian edition was Money 2006.
There were also localized editions for other countries, such as Russia, Brazil, Germany and Italy. However, these editions were discontinued due to what was believed to be an insufficient user-base to justify the expense of localization for more recent editions or the expense to integrate support for the national online-banking standard like HBCI in Germany.
Microsoft offered a free downloadable time-limited trial version of Microsoft Money Plus.[4] This trial version can import data files from the Canadian edition of Money,[5] but not from other non-US editions.[6][7] Users upgrading from other non-US editions must manually export and reimport their accounts, and may have to re-enter certain information by hand.[8]
History[edit]
The first version of Microsoft Money dates back to 1991 and was originally part of the Microsoft Home series.[9]
Due to Microsoft's propensity to market product versions using the year number rather than the actual version number, the version number reported in the About dialogue box may not actually reflect that of the packaging of the distribution media.
Note that a version 13.x was never created.
Release history[edit]
Marketed version | Release Date | Actual version | Notes |
---|---|---|---|
Microsoft Money | October 2, 1991 | 1.0 | Initial release for Windows 3.0. |
Microsoft Money 2.0 | September 9, 1992 | 2.0 | |
Microsoft Money 3.0 | January 6, 1994 | 3.0 | Final Win16 version. |
Microsoft Money 95 | August 24, 1995 | 4.0, 4.0a | First Win32 version. To celebrate Windows 95's release and to promote the advantages of a native Windows 95 application, Money 95 was available as a free web download from Microsoft's web site between August 24, 1995 and October 31, 1995. Users also had the option of paying $9.95 USD plus tax (for US residents) or $14.95 CAD plus tax (for Canadian residents) for CD-ROM or 3.5' floppy disk media along with a hard copy user's manual during that promotional period. This was requested either through a promotional mail-in card (was distributed in stores) or calling Microsoft directly. The freely downloaded (moneyweb.exe) version was the same as the paid 3.5' floppy disk version but no user's manual was available. The CD-ROM version included Multimedia Catalog (an electronic catalog of Microsoft products available at that time) and an online user's manual. Users who took advantage of this (media cost + freight cost) only version did not receive the retail box, but the contents were the same as the ones sold in stores. Windows NT 3.51 was also supported.[10] Version 4.0a corrected file import bugs.[11][12] |
Microsoft Money 97 | November 19, 1996 | 5.0 | Added ability to close accounts, provided online banking capabilities including online stock quotes (supported until February, 2004), and contained minor UI improvements. Last version to support Windows NT 3.51. |
Microsoft Money 98 | October 30, 1997 | 6.0 | First version to require Internet Explorer as part of the interface. |
Microsoft Money 99 | August 14, 1998 | 7.0 | Last localized release for Germany and Brazil. |
Microsoft Money 2000 | July 30, 1999 | 8.0 | First edition for Windows Mobile platforms. Last localized release for Italy and in German Language für Switzerland and Austria.[13] |
Microsoft Money 2001 | September 7, 2000 | 9.0 | |
Microsoft Money 2002 | August 16, 2001 | 10.0 | Last version to support Windows 95 and Windows NT 4.0 SP5. |
Microsoft Money 2003 | October 24, 2002 | 11.0 | |
Microsoft Money 2004 | August 29, 2003 | 12.0 | Last version to support original version of Windows 98 ('First Edition'). |
Microsoft Money 2005 | October 21, 2004 | 14.0 | Last localized release for the U.K., French, and the International edition. |
Microsoft Money 2006 | September 27, 2005 | 15.0 | Last localized release for Canada. Last version for Windows 98 SE/ME, and Windows 2000 SP3.[14] Also the last version for Windows Mobile platforms. |
Microsoft Money 2007 | August 19, 2006 | 16.0 | First version to require product activation for copies installed from downloaded installation files. |
Microsoft Money Plus | December 6, 2007 | 17.0.150.1415 (Home & Business) 17.0.120.1415 (Deluxe) 17.0.80.1415 (Essentials) | Final retail release. First and only version to require product activation on those copies installed from CD. Microsoft subsequently released Money Plus Sunset (see the following row), an edition of Money Plus that does not require activation. |
Microsoft Money Plus Sunset | March 18, 2010 | 17.0.150.3817 (Home & Business) 17.0.120.3817 (Deluxe) | See Money Plus Sunset below. |
Windows 8 edition | August 1, 2012 | 18.0 (Launched with Windows 8) | Microsoft has since created a portal entry in MSN, called Money |
Discontinuation of Money[edit]
In August 2008, Microsoft announced that it would stop releasing a new version of Money each year and had no version planned for 2009. The company also announced that it would no longer ship boxed versions of Microsoft Money to retail stores and would instead sell the product only as online downloads.[15]
On June 10, 2009, Microsoft announced that it would stop developing Money, would stop selling it by March 18 by next year, and would continue supporting it until January 31, 2011.[2] The company cited the changing needs of the marketplace as the reason for Money's demise, stating that 'demand for a comprehensive personal finance toolset has declined.'[16] Product-activation servers used for Money 2007 and beyond were also to be deactivated after January 31, 2011, preventing these versions from being reinstalled after that date.
Money Plus Sunset[edit]
On June 17, 2010, Microsoft announced the release of Money Plus Sunset,[17][18] a downloadable version of Money Plus Deluxe and Money Plus Home & Business. Money Plus Sunset does not require online activation or the installation of any previous version of Money on the user's computer, and it should not be installed over the original 2008 version, if online services are still required.[16]
Money Plus Sunset comes with most of the functionality that was available in the retail versions of Money Plus. The features missing are:[19]
- Money Plus Sunset cannot import data files from non-US editions of Money
- Money Plus Sunset is missing all the online services features from earlier versions of Money, e.g.:
- automatic statement downloads initiated by Money (though users may import downloadable OFX and QIF statements from one's financial institution into the user's Money file)
- online bill payments
- online investment quotes (though one can 'go to the Portfolio Manager and Update Prices – Update Prices Manually')
A few third party add-ons have been made to overcome the online limitations of the sunset edition:
- MSMoneyQuotes[20] is a for-pay tool to update quotes. The add-on was written by an ex-Microsoft employee who coded the Portfolio Manager in Money.
- PocketSense[21] is a free tool to download bank account statements (via OFX) and quotes.
References[edit]
- ^'Introduction'. Microsoft Money Plus User Guide. Microsoft Corporation. Archived from the original on September 26, 2009. Retrieved January 17, 2012.
- ^ ab'Statement from Microsoft on the discontinuation of Microsoft Money'. Moneymvps.org. Retrieved April 3, 2012.
- ^'Microsoft Money Plus Homepage'. Microsoft.com. August 5, 2010. Retrieved April 3, 2012.
- ^Simpson, Glyn. 'Microsoft Money Trial Versions'. Microsoft (MS) Money FAQ, Help and Information. Retrieved January 17, 2012.
- ^Simpson, Glyn. 'Money Plus for Canada'. Microsoft (MS) Money FAQ, Help and Information. Retrieved January 17, 2012.
I have had many reports that conversion of a Canadian file with Money Plus (US) works
- ^Simpson, Glyn. 'Purchasing Money Plus outside of the US or Japan'. Microsoft (MS) Money FAQ, Help and Information. Retrieved January 17, 2012.
- ^'You receive 'Money cannot open this file because it was created by an incompatible version' when you try to open Microsoft Money'. Microsoft Support website. February 11, 2011. Article ID 2118008. Retrieved January 17, 2012.
- ^Simpson, Glyn. 'How to export/import accounts (using QIF)'. Microsoft (MS) Money FAQ, Help and Information. Retrieved January 17, 2012.
- ^'Chronology of Personal Computer Software'. Islandnet.com. Archived from the original on February 11, 2012. Retrieved April 3, 2012.
- ^'Microsoft's Money Gets Early Responses'. Nytimes.com. August 31, 1995. Retrieved April 3, 2012.
- ^'Microsoft Money'. Smart Computing Article. January 5, 2007. Retrieved April 3, 2012.
- ^'Err Msg: Msworks Caused an Exception 10H in Module Msworks.exe'. Support.microsoft.com. January 19, 2007. Retrieved April 3, 2012.
- ^http://money.gvogt.de/index.php?node=33
- ^'System Requirements for Microsoft Money 2006'. Microsoft.com. August 5, 2010. Retrieved April 3, 2012.
- ^'Full Money 2009 Announcement'. Moneymvps.org. Retrieved April 3, 2012.
- ^ ab'Money FAQ'. Microsoft.com. August 5, 2010. Retrieved April 3, 2012.
- ^'Money Plus Product Page'. Microsoft.com. August 5, 2010. Retrieved April 3, 2012.
- ^'Money Plus Sunset'. Microsoft.
- ^'What Is Microsoft Money Plus Sunset?'. Microsoft Support website. August 5, 2010. Article ID 2118008. Retrieved January 17, 2012.
- ^'Restore Microsoft Money Online Quotes with MSMoneyQuotes'. GaierSoftware.com. Retrieved May 28, 2016.
- ^'Reconnecting Microsoft Money Online Downloads'. PocketSense. Retrieved May 28, 2016.
External links[edit]
Retrieved from 'https://en.wikipedia.org/w/index.php?title=Microsoft_Money&oldid=917961657'
If you use a Windows 10 system then you're an attractive target for hackers simply because Windows is the world's most popular PC operating system. The security situation on Windows has improved dramatically over the last few years, but the sheer number of users mean it is still under threat, even as 2020 approaches fast - that's where getting a Windows 10 antivirus comes in.
Yep, we're afraid that the reality remains that you still need a regularly updated antivirus package to keep you safe from the latest threats. That's because the bad guys are constantly looking for new ways to access your data and control your system.
From ransomware to fileless attacks and blended malware, there are plenty of threats out there - some you'll know the names of, other's you'll never even heard of - and there's the danger is great on Windows 10, no matter how careful you are online.
So which are the best virus protecting products for Windows 10 you can get right now, and is Windows Defender sufficient to keep you safe these days? Find out with TechRadar's guide to the best Windows 10 antivirus.
- Want your company or services to be added to this buyer’s guide? Please email your request to [email protected] with the URL of the buying guide in the subject line.
Here are the best Windows 10 antivirus in 2019
- Bitdefender Antivirus Plus 2020
- Trend Micro Antivirus+ Security
- Kaspersky Antivirus
- Panda Antivirus
- Windows Defender
1. Bitdefender Antivirus Plus 2020
Comprehensive, fast and feature-packed
$23.99
Consistently high test scores
Basic licence covers three devices
Note:For our Bitdefender Antivirus Plus review, we tested the 2019 version. This was updated and renamed to 2020 in July 2019.
Monitor the testing lab reports on most antivirus products and you'll normally find results varying over time: one generation works well, the next edition has some problems initially, the company goes to work and performance improves.
Bitdefender is far more consistent. AV-Test, for example, has been running its in-depth antivirus tests since 2010, and Bitdefender has achieved a 100% protection rating in 17 out of the 20 reports produced to date (the last 'fail' was in December 2014).
That's important as it suggests Bitdefender's products aren't just accurate right now, but they're likely to be just as good next month, next year, and on after that. That makes it a fantastic pick for our best Windows 10 antivirus countdown
Bitdefender Antivirus Plus combines its excellent core antivirus engine with an array of smart technologies to keep you safe from harm. Accurate web monitoring detects and blocks malicious links, and a vulnerability scanner alerts you to missing security patches or poorly chosen system settings which could compromise your PC.
A secure browser prevents malware from snooping on your banking and online shopping transactions, and specialist ransomware protection ensures that even if something does penetrate your defenses, sensitive documents will still be safe.
Best Free Money Programs For Windows 10
Bitdefender's starter price is pretty competitive too, considering the power of the security tools you get with it. For one device for one year you're looking at around $25/£25, with extra for more PCs and mobiles and a reduction if you crank up the term.
Get Bitdefender Antivirus Plus with up to 60% off
Great news! You can currently score up to 60% off our #1 rated antivirus. It's a special software treat for TechRadar readers. It means that fantastic virus protection for your PC is now even more affordable - check out the exact pricing in your locale below, or head to Bitdefender's US site if your country isn't listed:
Great news! You can currently score up to 60% off our #1 rated antivirus. It's a special software treat for TechRadar readers. It means that fantastic virus protection for your PC is now even more affordable - check out the exact pricing in your locale below, or head to Bitdefender's US site if your country isn't listed:
- Australia: Get Bitdefender for
AU$69.99AU$28 a year
- Bitdefender Antivirus Plus 2019 for $23.99 per year
2. Trend Micro Antivirus+ Security
$29.95
Excellent scores in recent tests
Great value
Trend Micro may not have the profile of some of the big-name antivirus competition, but don't let that put you off - its products have a lot to offer.
The baseline Trend Micro Antivirus+ Security has all the essential features you need - antivirus, ransomware protection, email checks and web filtering - but isn't weighed down by unnecessary extras you'll never use.
Independent testing reports that Trend Micro delivers excellent results. As we write, the last five AV-Comparatives Real-World Protection Tests - September, October and November 2018, along with February and March 2017 - all show Trend Micro protecting against 100% of test threats.
Pricing is fair and transparent. The headline prices aren't only available if you pay for two or three years up-front, and they don't suddenly jump up after the first year: they're just good value, full stop.
A simple one PC, one-year licence is cheap at only £19.95 ($28). Extend the term and add support for more PCs and the costs fall even further, so for example a three computer, three-year licence costs only £53.27 ($74.60), or £5.92 ($8.29) per year per PC.
Moving up to the top-of-the-range Trend Micro Maximum Security gets you protection for Android, iOS and Mac, as well as Windows, and adds features including parental controls, password management, social media monitoring, device optimization and more. Prices start at £24.95 ($38) to cover any mix of five devices for one year.
- Trend Micro Antivirus+ Security for $29.95 per year
3. Kaspersky Free Antivirus
Free version
Accurate and reliable engine
Zone electric golf cart manual. Kaspersky has been one of the top antivirus companies for a very long time, and its products regularly appear at or near the top of the scoreboard for most of the main testing labs.
Kaspersky Free Antivirus gives you the company's top-rated antivirus engine and intelligent blocking of malicious links for absolutely nothing. You don't even have to put up with ads - just leave the app running in your system tray and you'll barely know it's there.
Kaspersky's commercial antivirus and security suite products add features including online banking protection, parental controls, password management, file backup, and coverage for your Windows, Mac and mobile devices. They're priced from £22.49 ($30) for a one computer, one-year licence.
You might have seen Kaspersky making the headlines for less welcome reasons, recently, with both the US and UK governments restricting the use of Kaspersky products by some government agencies to avoid possible security risks.
While this is a concern, as we've seen no evidence to support the restrictions, we're not going to allow them to influence our current thinking. We suspect you're far more likely to be targeted by hackers and malware than Kremlin surveillance, and overall Kaspersky does an excellent job of keeping you safe.
Top-rated free option
Above average prices for paid products
Panda Security has been developing quality antivirus software for many years, and its latest Windows detection engine is one of the best around.
For evidence, just point your browser at the results for AV-Comparatives Real Word Protection tests. These are a tough check of antivirus ability, but the last summary report (July - November 2017) ranked Panda Free Antivirus in first place as the only product to receive a consistent 100% protection score.
If you're on a budget, then, Panda Free Antivirus may be your best option, but the company also produces more powerful commercial tools which could be interesting.
Panda Dome Essential takes the core antivirus features and adds a personal firewall, Wi-Fi protection and a secure browsing environment to protect online shopping and banking activities. It's priced at £26.24 ($36.75) a year for a one device, one-year licence, rising to £35.24 ($48.99) in year two.
Moving to a higher plan could get you specialist ransomware protection, parental controls, app locking, a call blocker, anti-theft, device optimization, remote device management, unlimited VPN use and more.
Dome can be licenced for 1, 3, 5, 10 and even an unlimited number of devices, and these can be any mix of Windows, Mac and Android systems.
Microsoft Money For Windows 10 Free Dow…
For us, Panda Free Antivirus is the star product here, but if you're looking for more of a security suite, the Dome range may also be interesting. Take the free month trial for a spin if you'd like to find out more.
5. Windows Defender
Lightweight
Average detection rates
Windows Defender has been trying to protect PCs from viruses since the days of Vista, but originally with little success. Independent testing regularly placed Defender at the bottom of the protection rankings, with detection rates as low as 60-70 per cent.
Today's product is very, very different. Check out AV-Comparatives' Real-World Protection Tests and the last summary report (July - November 2017) gave Microsoft a 99.1 per cent protection rating. That translates to 13th place out of 21, so plainly isn't ideal, but still outperformed several big-name commercial engines: ESET, McAfee, Emsisoft, Fortinet, Adaware and more.
There are plenty of other reasons to like Windows Defender. It arrives with your PC and is enabled by default, so there's nothing to learn or configure. It's lightweight, grabs very few system resources and is most unlikely to conflict with anything else. All you need to do is get on with using your PC, and Defender handles everything else in the background.
Windows Defender still has its issues. Test results can be inconsistent over time and between labs, and most reports suggest it raises more false positives than average. But even with these problems, it's clear that Defender now offers genuinely useful protection at a similar level to many commercial products. If your needs are simple, or you're familiar with and like the package, it could be a sensible choice.
Should I get free or premium antivirus?
If you're simply looking to protect your PC from viruses, trojans, and worms, then free antivirus from any reputable provider such as above, will keep you protected against these.
The difference with paid-for versions is that they add additional features that aim to protect tighter security, better privacy protections, and even tune up your PC.
For example, extra security features might include ransomware protection and the ability to ensure certain files or folders are locked down against any changes by third-party programs.
For privacy protection, there might be the inclusion of a VPN which allows for more anonymous web browsing. There might also be features in paid software to kill tracking cookies and other privacy protections.
Some paid-for anti-virus even include features such as tuning up your PC, by getting rid of junk files from temporary or cache folders, as well as fix any registry issues that might also be slowing down your PC.
So, overall, if all you want is the most essential virus protection, then free software will do its job. However, if you want a wider range of malware protection, extra privacy controls, and even additional tools to help your PC run more smoothly, then paid-for anti-virus can often offer some or all of these, and more.
- Check out the best VPN
Is Windows Defender good enough to secure Windows 10?
It used to be the case that Windows suffered badly from security vulnerabilities that only third-party anti-virus software could protect against. However, over the years Microsoft have made a concerted effort to improve the security of Windows, not least with the inclusion of Windows Defender by default in Windows 10.
This is real progress, as Windows Defender - as mentioned above - really does the job it needs to in terms of providing the same basic protections that would be expected of any good free anti-virus software. As with the point about free software above, if that's all you want, that's all you need.
However, like having a second lock or bolt on an external door in your home, sometimes it's good to have more than one piece of security in place. This is especially as there is always the possibility that Windows Defender might not catch a piece of malware that another third-party anti-virus program might catch.
Additionally, as also mentioned above, the additional security and privacy features that other anti-virus software provide can make them very attractive choices in their own right.
Your system is secure with Windows Defender, but if you want added piece of mind, it might be worth investing in an additional safeguard that Bitdefender Plus and the other best Windows 10 antivirus packages afford.
- This is our best antivirus software buying guide
- Also take a look at the best internet security suites